Lexington Car Accident Lawyer


 

Central and Eastern Kentucky Auto Accident Attorney

You or someone you know has been injured in a car accident. Did you know that you may be entitled to recover compensation for your pain and suffering, lost wages, and loss of value to your vehicle? All drivers have a legal duty to drive carefully and pay attention to their surroundings. When a driver is distracted, they are more likely to cause a wreck by either: 1) causing their vehicle to crash into another one; 2) causing another vehicle to crash into theirs; or 3) forcing other vehicles to avoid crashing.

If you were involved in a vehicle crash, James Clayton Hall, PLC will help you get the compensation that you legally have a right to receive.
 
Couple Car Accident—Personal Injury Lawyer in Lexington, KY
 
James Clayton Hall, PLC represents clients who have been injured in car accidents, as well as those who have lost loved ones as a result of them.

If you were involved in a vehicle accident and believe another driver is responsible, contact our personal injury law firm immediately at (859) ASK-HALL (275-4255) for a FREE CONSULTATION to determine whether you have a claim. Any significant delay can diminish the value of your claim so it’s important to act quickly. Attorney James Clayton Hall will go over the facts of your case with you and provide you with options on how to proceed.

The injuries resulting from a car accident can range from minor scrapes, cuts, and bruises to more severe injuries such as fractures, Traumatic Brain Injuries, Spinal Cord Injuries, and other injuries resulting in permanent disability. Any of these situations can impact your activities of daily living and quality of life.

The legal team at James Clayton Hall, PLC will do everything necessary to provide you with access to the best medical care available in the community.

Car accident victims are entitled to compensation for the medical bills, lost wages, pain and suffering, lost income and mental anguish they suffer as a result of another person’s negligence.
 
JAMES CLAYTON HALL I LEXINGTON PERSONAL INJURY ATTORNEY
James Clayton Hall, PLC in Lexington can help you sort through legal issues relating to your car accident and can help get you the best resolution. James Clayton Hall has years of experience handling difficult car accident cases and has assisted many clients in getting the settlements they deserve. As a car accident victim, you are entitled to compensation for any injuries sustained in the car accident.

Call us today for a free initial consultation so we can review your case and determine the best strategy for you to receive the maximum amount of compensation for your injuries. Personal injury cases must be brought within a specific time period, so it is important to contact us as soon as possible so we can ensure your case gets settled within the limitations period.

Again, it is very important for you to take steps in securing your legal rights as quickly as possible to get the best possible outcome.
 
COMMON CAUSES OF CAR WRECKS:
  • Driver inattention – the driver simply is not paying attention to the task of driving
  • Talking on a cellphone – cellphones are distractions and take the driver’s attention and hands away from the task of driving
  • Sending or receiving text messages – texting is one of the most dangerous distractions and increases the chance of an accident more than 20 times
  • Looking at smart phones -- Browsing the internet to check emails and Facebook are major
  • distractions for drivers
  • Driving under the influence of drugs or alcohol
COMPENSATION FOR CAR WRECKS
In Kentucky, as a car accident victim, you are entitled to insurance benefits that compensate you for pain and suffering, medical bills, lost wages, and vehicle repairs. Generally speaking, there are two sources of insurance coverage available to individuals involved in car wrecks. The first source is from No Fault Benefits and other coverages from your own insurance carrier. The second source is from Liability Insurance Coverage of the person who caused the wreck. These coverages are completely unique and separate from one another. It is important that you know the difference between the two sources and how they apply to your situation.
 
AVAILABLE INSURANCE COVERAGE
NO FAULT BENEFITS
In Kentucky, ALL drivers and passengers injured in a motor vehicle accident (regardless of fault) have the RIGHT to certain auto insurance benefits. These benefits (also known as “PIP Benefits” or “Basic Reparation Benefits”) generally include: 1) $10,000 for medical bills; 2) $200 per week for lost wages; and 3) $200 per week for hiring someone to do household chores for you.

The insurance policy of the vehicle (that you was driving or riding in as a passenger) will cover your medical bills and lost wages, unless the owner has rejected No Fault Coverage. Therefore, if there is No Fault Coverage, you can collect No Fault Benefits even if the accident was your fault or the fault of your driver!

No Fault Insurance Coverage does not include payment for pain and suffering and other out of pocket losses. Also, your No Fault Coverage will stop when your medical bills, lost wages, and/or replacement costs have reached $10,000. You must file a claim with the liability insurance company of the person or entity that caused your injuries to receive compensation for pain and suffering and other out of pocket losses, as well as for your medical bills and lost wages once your No Fault Coverage ends.
LIABILITY INSURANCE
When another person or entity causes you to have a car accident, you may be entitled to compensation for your injuries and car damage from their insurance company. In Kentucky, the minimum coverage required for automobile insurance policies is $25,000 for single person injuries and $50,000 for multiple person injuries. This means that the insurance company covering the vehicle or entity causing your injury may be obligated to pay for your pain and suffering, medical bills, lost wages, and other out of pocket expenses (in addition to No Fault Benefits which generally will be paid by your own insurance carrier). It is important to note that the insurance company covering the vehicle driven by the at-fault driver will only be obligated to compensate you for the amount allowed in the insurance policy. For example, if the at fault party’s insurance is a “$25,000/$50,000” policy as discussed above, then you could not recover more than $25,000 from the liability insurance company.
CAR REPAIRS
The insurance company of the vehicle being driven by the person or entity that caused your car accident may also be obligated to pay for the damage done to your vehicle. Typically, the at-fault party’s insurance company will pay for necessary repairs to your damaged vehicle. When the damage to the vehicle is so severe that it bends the car frame or requires repairs that costs more than the fair market value of the vehicle, then the insurance company will consider the vehicle to be a “total loss” and pay you an amount equal to its fair market value.
LOSS IN VALUE
When vehicles sustain damage as a result of a wreck, the fair market value decreases as a result. In Kentucky, the insurance company covering the cost of repairs may be obligated to compensate you for your vehicle’s loss of value. Otherwise known as Diminished Value, this is the reduction in value a vehicle suffers after being repaired from a collision. Basically, this will amount to the difference in the fair market value of the car before the wreck and fair market value of it after the wreck.
UNDERINSURED MOTORIST COVERAGE
Underinsured motorist coverage, otherwise known as “UIM,” is added insurance coverage that you may purchase through your own insurance company. If the injuries you sustained in a car accident cause you to have pain and suffering, medical bills, lost wages, and other out of pocket expenses greater than the insurance coverage of the vehicle being driven by the person or entity that caused your injuries, then you may recover additional benefits from your UIM coverage. Using the same example as above, we know that if the at-fault party’s insurance is a “$25,000/$50,000” policy, then you could not recover more than $25,000 from the liability insurance company. But what if you suffered more than $25,000 in pain and suffering, medical bills, lost wages, and other out of pocket expenses? If you have UIM coverage, it may compensate you for the pain and suffering and other losses that exceed the amount of coverage available through the insurance policy covering the at-fault person or entity. For example, if the at-fault person or entity’s coverage is limited to $25,000 for you to recover from and your injuries cause you to have pain and suffering and other losses in the amount of $75,000, then your UIM coverage could compensate you for $50,000 which represents the amount in excess of $25,000 that the at-fault party’s insurance would be obligated to pay you.
UNINSURED MOTORIST COVERAGE
Uninsured motorist coverage, otherwise known as “UM,” is additional insurance coverage that you may purchase through your own insurance company. UM coverage will pay you for your pain and suffering, medical bills, lost wages, and other out of pocket expenses if the person or entity that caused the car
accident did not have liability insurance coverage on their vehicle. This means that you would not be compensated by the at-fault party’s insurance company for your pain and suffering, medical bills, lost wages, and other out of pocket expenses if they did not have insurance coverage on their vehicle. In this scenario, your UM coverage would be available to you to compensate you for the pain and suffering and other losses you suffered at the hands of an uninsured driver.
 
COMPENSATION AVAILABLE TO YOU
 
1. Past pain and suffering
2. Future pain and suffering
3. Past lost wages
4. Loss of power to earn money in the future
5. Lost job opportunities
6. Past medical bills
7. Future medical bills
8. Vehicle repairs or fair market value
9. Vehicle’s loss of value
10. Loss of spousal companionship
11. Loss of enjoyment of life
 
12. Travel expenses
13. Working while in pain
14. Hiring someone to do house work
15. Loss of ability or joy in sports, hobbies, and recreation
16. Loss of sleep
17. Cleaning and maintaining your home while in pain
18. Inability or impairment in walking, bending, climbing stairs, using vehicle, etc.
19. Anxiety/Mental Anguish/Depression/Post-Traumatic Stress Syndrome
20. Permanent physical impairment
21. In cases where the accident victim loses their life, survivors may seek wrongful death compensation
22. Punitive Damages
 
CONTACT ACCIDENT AND INJURY ATTORNEY AT JAMES CLAYTON HALL, PLC. PROUDLY SERVING CENTRAL AND EASTERN KENTUCKY– NO FEES UNLESS WE WIN OR SETTLE YOUR CASE
It is extremely important to contact a qualified and experienced Lexington injury attorney at the earliest possible time in order to preserve your rights to compensation. Our Lexington law firm and car accident lawyer has recovered thousands of dollars for our clients over the past several years alone. James Clayton Hall, PLC does not charge any legal fees unless they successfully settle or win your case. For a free case evaluation, call (859) ASK-HALL (275-4255)
 
If you or a loved one was injured in a car accident in the Inland Empire area, you may be entitled to recover compensation for your injuries and property damage. Drivers have a duty to drive in an attentive, careful manner. When a driver does not pay attention to the task of driving, they are far more likely to crash into another vehicle or to cause a vehicle to crash into theirs. Inattentive drivers also cause accidents by forcing other cars to avoid crashes – yet this often results in crashes and injuries. If you were involved in a vehicle crash, the skilled Riverside car accident lawyers of The Johnson Attorney Group can help you obtain the compensation that you are entitled to under the law.
MANY REASONS FOR CAR CRASHES
Car crashes have numerous causes, including:
Driver inattention – the driver simply is not paying attention to the task of driving
Talking on a cellphone – cellphones are distractions and take the driver’s attention and hands away from the task of driving
Sending or receiving text messages – texting is one of the most dangerous distractions and increases the chance of an accident more than 20 times
Driving under the influence of drugs or alcohol – it is estimated that about 25% of crashes involve impaired drivers
COMPENSATION YOU MAY BE ENTITLED TO IF YOU WERE INJURED IN A CAR CRASH
If you were injured in a car crash that was due to another’s negligence, California law allows the injured party to seek compensation. This compensation may include the following:
Medical treatment – includes hospital visits, emergency room treatment
Doctor’s treatment – in or out of the hospital
Pain and suffering – this is compensation for the physical and/or mental pain and suffering that resulted from the accident caused by another
Physical damage – if your car was damaged or destroyed, you may be entitled to partial or full value of the vehicle
Lost wages and lost future earnings – if you are unable to work, you may be entitled to monetary compensation for the money you would have earned as well as projected future earnings
CONTACT A RIVERSIDE AND SAN BERNARDINO PERSONAL INJURY ATTORNEY – NO FEES UNLESS WE WIN OR SETTLE YOUR CASE
It is extremely important to contact a qualified and experienced Inland Empire injury attorney at the earliest possible time in order to preserve your rights to compensation. Our San Bernardino car accident lawyers have recovered more than $50 million for our clients over the past several years alone. The Johnson Attorneys Group does not charge any legal fees unless they successfully settle or win your case. For a complimentary case evaluation, call 1-800-208-3538.
***ADD PIP, LIABILITY, AND LAW*** ***ADD STEPS YOU SHOULD TAKE AFTER-PHOTOS, DIARY, DOCTOR, INSURANCE FROM DRIVER, POLICE REPORT, CONTACT YOUR PIP, SKID MARKS, OTHER PERSONS CAR, PHOTOS OF INSIDE AND UNDER, NAMES AND NUMBERS FOR WITNESSES, INSURANCE RECORDED STATEMENTS, BEWARE OF LOW SETTLEMENT OFFERSS*****COLOSSUS